Investors, not brokers.
We invest our own capital, so we evaluate your purchase the way we evaluate ours: yield, financing, tax position, exit. A broker gets paid to close the deal. We keep the long-term outcome in view too.
Where light creates value.
Premium real estate · Dubai
Property and investment advisory in the Emirates for international investors
An international team based in Dubai takes you through the whole process.
What we do
We help you build wealth in Dubai: guiding the entire purchase from the first conversation to the keys and beyond, so the decision rests on solid ground, not guesswork.
We find the right property, run the purchase, handle the legal side and the mortgage if you need one, arrange your Golden Visa, inspect the construction before handover, then let or sell the property whenever you decide. With us, you manage everything from home, in your own language, from the first call to the title deed and well past it.
Why Nour 01 02 03 04 05 06
A relationship measured in years, in the hands of people who think like owners
We work with only a few investors at a time. It's the only way to give every client the same attention from the first call to the keys, and the only way to stay partners long after the deal has closed. In practice, it looks like this.
Everything in one hand.
Selection, the purchase process, legal coordination, the mortgage, the Golden Visa (long-term residency for property investors), pre-handover snagging, letting, resale. One point of contact for all of it, so nothing slips away between five different companies.
Finance and property in one team.
Christopher reads the numbers, Dávid reads the building. Most agencies have one or the other. Together they tell you whether a property is a good deal or just a good story.
Full transparency, in writing.
Every cost and every fee is on the table before you commit to anything. We'd rather tell you what you need to hear than what you'd like to hear, because honest advice is what protects your capital.
We handle the Golden Visa and the non-resident mortgage.
The two most confusing parts of buying from abroad, managed end to end, so you're not chasing paperwork across time zones. (The Golden Visa is the UAE's long-term residence permit available to qualifying property investors.)
Beside you throughout, and after.
From the first consultation to handover, and onward. When it's time to refinance, rent out or sell, we'll tell you. Three years in, we're still the first call you make.
How it works
The process, step by step
We're not a search engine you scroll. We're a team you talk to. Here's exactly what happens from your first message until the keys have long been in your hand, so you can see nothing is left to chance.
- 1
We understand your goals
A private consultation on video or in person, in Hungarian, English or German. We listen to what you want your money to do: income, capital growth, a path to residency, a base in Dubai, or a mix. No properties yet. The plan comes first.
- 2
We model the investment
We put numbers next to your goals. Realistic yield, financing options, the full cost of ownership, your tax position, and what an exit would look like in three to five years. You see the math before you see a building.
- 3
We find the right properties
We don't send you a hundred links. We bring a short, considered list that fits the plan, with the reasoning behind each one. We view them together, in person or on a guided video tour while you're still at home. Each year brings only 10-20 projects truly worth your attention.
- 4
We make the offer and sign the preliminary contract
Once you've chosen, we negotiate the price and terms and prepare the sale agreement (the MOU, officially Form F), which you sign at the trustee office. We explain every clause before your name goes on it.
- 5
We arrange the mortgage (if you finance)
We find the right lender, including banks that finance non-residents, secure pre-approval, then handle the valuation and the paperwork. If you're paying cash, we move straight to transfer.
- 6
We handle the legal work and the transfer
We coordinate the conveyancing, obtain the developer's No Objection Certificate (confirming all fees are settled), and register the transfer with the Dubai Land Department, the government body that records property ownership. The title deed is issued in your name.
- 7
We inspect the property before handover
On new builds, we run the snagging inspection before handover, checking every room against the developer's specification and documenting defects so they're fixed before they become your problem. You take over a finished home, not a punch list.
- 8
We process your Golden Visa
If your purchase qualifies, we prepare and submit the residency application, so your Dubai property opens the door to long-term residence for you and your family.
- 9
We manage, let or sell, whenever we agree the time is right
After handover, the relationship continues. We find and vet tenants, manage the property, advise on timing, and run the resale when you're ready. You only need to know one phone number: ours.
That's the whole thing, written down. If this is the process you've been looking for, let's talk it through.
Request a private consultation Our services
Every step of a Dubai purchase, in-house
We handle every step of a Dubai purchase in-house, with a single point of contact. Below is what each service covers, who it's for, what we do exactly, and what you walk away with.
01
Property selection
The right few, not a thousand options.
For anyone who doesn't have weeks to compare districts and developers from a distance. We study your goals and bring a short, reasoned list that fits them. You spend your time on three or four properties worth attention, not three hundred that aren't.
02
The purchase process
From offer to handover, run for you.
For buyers who want the deal managed, not explained after the fact. We negotiate, prepare the preliminary contract, coordinate the transfer with the land registry, and walk you through handover. You sign documents you understand, on a schedule you can see.
03
Legal coordination
The conveyancing handled, the clauses explained.
For investors who want the paperwork watertight without becoming experts in Dubai property law. We manage the conveyancing and the No Objection Certificate, and read every contract clause back to you in plain language. The property is cleanly yours, nothing left out.
04
Mortgage arrangement
Financing, for non-residents too.
For buyers purchasing with leverage or financing from outside the UAE. We match you with the right lender, secure pre-approval, and handle the valuation and registration. You get terms fit for a non-resident, without chasing banks across time zones.
05
Golden Visa processing
Residency through your investment.
For clients to whom Dubai is more than a line on a statement. We confirm whether your purchase qualifies, prepare the application, and submit it. You and your family gain a long-term residency option tied to an asset you own.
06
Pre-handover snagging inspection
A finished home, not a defect list.
For anyone taking over a new build from a developer. Before handover, we check every room against the agreed specification and document what needs fixing. You collect the keys to a property that's actually finished, with defects raised while they're still the developer's responsibility.
07
Letting and tenancy management
Income without the daily chores.
For owners who want the asset working while they stay home. We find and vet tenants, handle the tenancy contract and its official registration (Ejari, the official tenancy registry), and manage the property. You collect rent, not problems.
08
Resale and exit strategy
Selling at the right moment, for the right amount.
For owners ready to realize a gain or redeploy capital. We advise on timing, position the property, market it, and carry the sale through to transfer. You exit on data, not guesswork.
09
Interior design and fit-out
A property people want to live in, or pay more to rent.
For buyers turning a bare shell or a tired apartment into a premium asset. We coordinate design and execution, from concept to finished space. You end up with a property that shows better, rents faster, and holds its value.
10
Value-add strategy
Raising what the asset is worth.
For owners who want more than hold-and-hope. We review design, positioning and market timing, and recommend the moves that raise value. You get an asset that's actively managed, not left to drift.
A few things worth knowing
- Dubai has no annual property tax and no capital-gains tax on residential property.
- For most non-residents, banks finance up to 50-60% of the property value, so plan for roughly 40-50% down, plus the transaction costs.
- Off-plan purchases (buying before the building is finished) usually follow the developer's payment schedule, so the cash requirement is structured differently. We'll map yours.
The bottom line: you never sign anything with a cost you didn't know about in advance. We put the full amount in front of you first, and from there, you decide.
About us 
Two investors who got tired of watching others guess
Most agents show you a property and earn their commission the day you sign. We come from the other side of the table. Christopher spent years investing in property, equities and bonds. Dávid spent eight years buying, renovating, repositioning and selling real estate. When we look at a Dubai apartment or villa, we read the same numbers that matter to you: the yield, the financing, the tax position, and how you'd exit if you had to.
Christopher Rozvany
co-founder, investment strategist
Christopher has more than ten years of investment experience and six years of higher education in finance behind him, with Australian and German roots, and a view that spans property, equities and capital markets. He treats a building as one asset inside a broader wealth strategy, not a standalone purchase. He excels at finding standout opportunities, structuring the acquisition, and positioning it to produce over the long term. His rule is simple: every decision has to hold up in the numbers, and every client has to understand exactly why we recommend what we do.
Dávid Pádár
co-founder, real estate expert
Dávid has more than eight years in real estate, and not just as an intermediary. He has been a developer, a renovator and a strategist, building a substantial client base in Hungary while running a carpentry business and renovating apartments across downtown Budapest. He knows property from the inside out: the technical condition, the design, where it stands in the market, and how it actually sells. He brings that hands-on experience to Dubai and carries the whole process from start to finish, building each investment step by step and working with his investors in relationships of deep, long-standing trust.
Our mission
To help every client find the best possible property investment, honestly and expertly.
Our vision
To become the Emirates' most trusted wealth-building partner.
We met working on property projects in Europe and Dubai. We bought, renovated, repositioned and sold, then independently reached the same conclusion: Dubai and the Emirates reward people who are actually here and understand how it works. So we both moved here for good.
Nour is what we wished existed when we started: an investor-minded team that manages every step, works toward goals shared with the client rather than a developer's targets, and stays in the picture long after the keys change hands.
News & analysis
How we read the market
We write what we'd want to read if we were sitting at home deciding where to put capital. Honest market readings, the legal detail nobody explains, and the district analysis that actually moves your yield. No ads disguised as articles.
Dubai property market in 2026: where the yields are, and where they're thinning
An honest mid-2026 read on Dubai property: where gross yields hold, where they're thinning, and why you should model the building, not the city average.
Read more →Off-plan or ready property in Dubai: which suits which investor
Off-plan or ready property in Dubai? Payment plans, escrow protection, financing limits, risk, and which option fits which type of investor.
Read more →The Golden Visa, explained: the property threshold, what qualifies, and what you get
What property value qualifies for the UAE Golden Visa, what counts toward the AED 2 million threshold, and what the 10-year residence permit gives you.
Read more → FAQ
What investors ask us
Can a foreigner buy property in Dubai and Abu Dhabi?
Yes. Foreigners hold full ownership in the designated freehold zones of Dubai and Abu Dhabi, which cover most districts investors care about. You can freely buy, sell, rent out and pass on the property. Freehold means the property and the land are yours outright, not built on someone else's lease.
Is it safe and legal to buy in Dubai as a foreigner?
It is, and that is exactly why the market is regulated. Ownership is recorded by the Dubai Land Department, and off-plan purchases are protected by escrow accounts that release payments to the developer only as construction progresses. We coordinate the legal side so your title is clean and correctly registered.
What are the real total costs on top of the price?
The main ones: the 4% land registry fee, our agency commission, and mortgage registration if you finance. Add conveyancing and the building's annual service charge. We give you the exact numbers for your specific property in writing, before you commit.
Do I pay property tax or capital-gains tax in Dubai?
There's no annual property tax and no capital-gains tax on residential property. It's one of the main reasons Dubai's after-tax returns compete well with the world's leading cities.
What rental yield can I realistically expect?
Apartments return roughly 6-8% a year gross, and short-term or holiday lets in the best locations can do better. The honest answer depends on the building, the district and the management, so we model your specific property instead of quoting a headline number.
Can I get a mortgage in Dubai as a non-resident?
Yes. Several UAE banks lend to non-residents, typically financing 50-60% of the value, so plan for a larger down payment than a resident would need. We handle the lender, the pre-approval and the paperwork.
Can I do all of this from home, without flying out?
Yes. The whole process is built to work remotely. Consultations happen on video, we run guided property tours remotely, and the purchase can be completed by power of attorney if you can't be in Dubai for the transfer. You can buy without boarding a plane, though most buyers like to come out at least once.
How long does a purchase take?
A ready property usually closes in about 4-6 weeks from accepted offer to title deed. Off-plan is different: the contract is quick, then completion comes at handover, which can be months or years away depending on the project.
What does the Golden Visa require, and does a mortgaged purchase qualify?
The Golden Visa is a long-term UAE residence permit tied to a qualifying property investment, currently from AED 2 million (roughly EUR 500,000). A mortgaged purchase can also qualify, depending on how it is structured. We confirm whether your specific purchase meets the threshold and handle the application.
What happens if there are construction defects?
On new builds we run the snagging inspection before you accept the keys, checking every room against the developer's specification and logging defects so fixing them is the developer's obligation, not your cost. Catching problems before handover is far easier than chasing them after.
How is Nour different from the big agencies?
We don't run a portal with thousands of listings, and we don't chase volume. We invest our own capital, work with few clients at a time, and find the right few properties for your goals with the same finance-driven judgment we apply to our own money. And after the deal closes, we're still the first call you make.
Is the first consultation a sales pitch?
No. It's a conversation about whether Dubai property fits your goals, and whether we're the right people to guide you. If it's not a fit, we'll say so.